Founded in 2017 by investment professionals, P1 Private Credit provides access to high-quality private credit opportunities typically reserved for institutional capital.
Our mission is to open up the private market to professional investors through a model that combines institutional discipline with accessible entry points.
Why We Exist
The private capital market has long been out of reach for individual investors. P1 Private Credit was created to change that, by offering high-net-worth individuals and family offices a route into private debt and alternative assets without requiring institutional-scale commitments.
We help our clients invest directly into profitable, privately held UK companies. These are often businesses with strong management teams, proven trading performance and clear growth plans. We structure and manage each transaction to deliver fixed income returns, typically secured against the borrower’s assets.
By pooling client capital on a deal-by-deal basis, we reduce the minimum commitment to £50,000 enabling investors to build diversified exposure without taking on unnecessary concentration risk.
Our Model & Principles
Our process prioritises:
P1 Private Credit is focused on funding real businesses that create real value. Our capital helps small and mid-sized UK businesses to acquire, grow, refinance or restructure while delivering attractive, risk-managed returns for our investors.
Every deal is sourced, structured, and overseen by our in-house team, who invest prudently, seeking clarity on cash flows, security and capital protection before any deal is brought to investors.
Rigorous Due-Diligence on Each Opportunity
Senior secured structures with downside protection
Real asset security or contractual revenue streams
Responsible governance for sustainable growth
Our ForEcast
The private credit market has seen remarkable growth in recent years, with the market size expanding from $1 trillion in 2020 to an estimated $1.5 trillion in 2024. This upward trend is not expected to slow down. By 2029, the market is projected to reach a substantial $2.6 trillion, according to data from Market Research Future. The increasing demand for flexible lending solutions outside traditional banking systems is a key driver of this expansion, opening up significant opportunities for investors and financial professionals alike.
With such strong forecasts, now is a strategically sound time to enter or expand within the private credit space. As institutional and private investors look for yield in an evolving economic environment, private credit stands out for its potential returns and resilience. Joining this market today means positioning yourself to benefit from a sector that is gaining both scale and relevance year on year.
Who We Serve
We work exclusively with private professional investors, including high-net-worth individuals, family offices, and trusts seeking to diversify their portfolios beyond equities, bonds and mainstream funds.
Whether you're looking for income, portfolio diversification or access to opportunities not available elsewhere, our structure is designed to offer flexibility, security and alignment.
Contact us
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